"Have Questions? We’ve Got Answers!"
“Have questions about your insurance claims? We’re here to help! At Paladin Public Adjusters, we’ve compiled a list of frequently asked questions to provide clear and concise answers about the claims process”
Get what is owed to you, Not what is offered!
Have a property claim? Denied Claim? Underpaid claim?
we file claims for All insurance companies
"Have Questions? We’ve Got Answers!"
A public adjuster is a licensed professional who represents policyholders in insurance claims. They help evaluate your losses, prepare and file claims, and negotiate with insurance companies to ensure you receive the maximum settlement you’re entitled to.
An insurance company adjuster works for the insurance company and prioritizes their interests. Paladin Public Adjusters work solely for you, the policyholder, to advocate for your rights and secure the best possible outcome for your claim.
You should consider hiring a public adjuster if:
- Your claim is complex or involves significant damage.
- Your claim has been denied or undervalued.
- You feel overwhelmed by the insurance process.
- You want an expert to handle negotiations on your behalf.
We handle a wide range of insurance claims, including:
- Property damage (e.g., fire, water, storm, or mold).
- Business interruption claims.
- Theft or vandalism claims.
- Hurricane or natural disaster claims.
Yes, we specialize in helping clients appeal denied claims. Our team reviews your case, identifies issues, and works to overturn the denial to secure a fair settlement.
Absolutely! We can step in at any stage of the claims process to provide expert guidance, improve your claim’s outcome, and relieve the burden of dealing with the insurance company.
The timeline varies based on the complexity of the claim and the insurance company’s responsiveness. While we work diligently to expedite the process, our priority is achieving a fair settlement.
Yes, in most cases, hiring a public adjuster results in a higher payout. Our expertise ensures that all damages and losses are properly accounted for, maximizing your claim value.
Having a public adjuster represent you in a property damage claim offers numerous advantages.
- Expert Representation: Public adjusters work for you, not the insurance company. They assess the damage with your best interests in mind and aim to maximize your settlement.
- Accurate Damage Assessment: Insurance companies often minimize damage to lower payouts. A public adjuster thoroughly inspects your property, ensuring all losses are accounted for, including hidden or long-term damage.
- Higher Payout: Public adjusters specialize in obtaining the most compensation possible, unlike insurance adjusters whose goal may be to save the company money.
- Pre-Contractor Estimates: Public adjusters can assess the damage before contractors give estimates, preventing underestimation of repair costs. This ensures the insurance payout will be sufficient to cover all repair work and replacement needs.
- Experience with Complex Claims: They are skilled in navigating complex claims and policy details that homeowners may find confusing, ensuring your claim complies with all requirements and deadlines.
- Less Stress: Handling a claim is time-consuming and frustrating. A public adjuster takes over the entire process, allowing you to focus on rebuilding rather than battling with the insurance company.
- Claims Negotiation: Public adjusters know how to negotiate effectively with insurers, leveraging their experience to get a fair settlement.
